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Scene illustrating a Spain Spanish-language dispute with taxi driver conversation

Key Phrases

¿Aceptan tarjeta?

Do you accept card?

El lector de tarjetas no funciona.

The card reader is not working.

Hay un cajero automático cerca.

There's an ATM nearby.

Skills You'll Learn

Asking about payment methods.

Preguntar sobre métodos de pago.

Expressing inconvenience.

Expresar inconveniencia.

Understanding directions to an ATM.

Entender las direcciones a un cajero automático.

Lesson Roleplay

Imagine you are a customer trying to make a purchase at a local store in Spain. You prefer to pay with a credit card, but upon arrival, you're informed that only cash payments are accepted today due to a malfunctioning card reader. You express frustration as this was not mentioned earlier, and you don't have any cash on hand. The store employee suggests taking you to a nearby ATM so you can withdraw some money.

Buenos días. Aceptan tarjeta de crédito?

Good morning. Do you accept credit cards?

No, solo efectivo.

No, only cash.

Pero en la aplicación decía que se podía pagar con tarjeta.

But the app said that you could pay by card.

Lo siento, pero el lector de tarjetas no funciona hoy.

I'm sorry, but the card reader is not working today.

¿Y ahora qué hago? No tengo efectivo.

And now what do I do? I don't have cash.

Lesson Vocabulary & Phrases

☀️😊

Buenos días.

BWEH-nohs DEE-ahs

Good morning.

See breakdown →
💳❓

¿Aceptan tarjeta de crédito?

ah-SEHP-tahn tar-HEH-tah deh KREH-dee-toh

Do you accept credit cards?

💬 In Spain, [c] before [e] or [i] is said like (th), so [aceptan] starts with [(a-thep-tan)] for many speakers. You'll hear the same in [gracias] and [cerca].

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🚫💳💵

No, solo efectivo.

noh SOH-loh eh-fehk-TEE-voh

No, only cash.

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📱🔄✅

Pero en la aplicación decía que se podía.

PEH-roh ehn lah ah-plee-kah-SYOHN deh-SEE-ah keh seh poh-DEE-ah

But the app said that it was possible.

💬 [Se podía] means "it was possible" or "you could," without saying exactly who could do it. Spanish often uses this kind of [se] to keep things impersonal: [se puede pagar con tarjeta] = "you can pay by card."

See breakdown →
🙏😞

Lo siento.

loh SYEHN-toh

I'm sorry.

🇪🇸 In a dispute, [lo siento] often sounds like a polite "sorry about that" rather than taking responsibility. A driver may say it while still expecting you to solve the problem.

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💳📠❌

El lector de tarjetas no funciona.

ehl leh-TOHR deh tar-HEH-tahs noh foon-YO-nah

The card reader is not working.

See breakdown →
🤷‍♂️

¿Y ahora qué?

ee ah-OH-rah keh

And now what?

See breakdown →
🚫💵

No tengo efectivo.

noh TEHN-goh eh-fehk-TEE-voh

I don't have cash.

See breakdown →
📍🏧

Hay un cajero automático cerca.

I oon kah-HEH-roh au-toh-MAH-ti-coh SEHR-kah

There's an ATM nearby.

💬 [Hay] means "there is/there are" and doesn't change for singular or plural: [hay un cajero] and [hay dos cajeros]. It's one of those very common fixed forms worth memorising as a chunk.

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🚀

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